Purchasing a home?
You can get a mortgage for up to 20 years. Whether you’re buying your very first or moving to your next house, our Home purchase loan is best for you. Just find your dream house, agree terms with the seller, get an offer letter – We do the rest.
Home Purchase Mortgage
Facts you should know.
Friendly loan terms
For sole or joint borrowers
Low interest rates
Includes the Self-employed
Even if You live Abroad
Great customer service
We treat you right.
What you need
- The property must be residential.
- You must not be above the age of 60.
- The seller must be the valid owner of the property.
How to apply – here’s a quick way
- Submit a completed application form with the required supporting documents;
- We will issue you with a Letter Of Intent (LOI) within 48 hours (Self-employed applicants only);
- Accept and return the LOI;
- We issue an Approval in Principle, once we have reviewed your financials;
- We process your application and if approved, issue a Facility Letter;
- Accept the terms and conditions and return the Facility letter;
- Fulfill all necessary conditions including insurance policies;
- Then we close the process and disburse your loan.
What we need
|Only provide the following||Other requirements if you are self-employed|
|2 forms of identity (passport, license, etc.)||Certificate of incorporation and certificate to commence business|
|3 months’ recent pay slips/other sources of income||3 years’ audited financial statements|
|3 months’ recent bank statements||Company Code|
|Proof of address||3 years’ company bank statement & 1 year’s personal bank statements (if applicable)|
|Credit report (non-resident applicants)|
|Offer letter from vendor|